2023 Board of Directors
Graduated and became an RN in 1976. Retired from active nursing practice in administration that specialized in case management and disease management in 2009.
Married with 4 grown wonderful children and 5 sweet grandchildren.
Graduated from SFA in 1983
Married with two beautiful children and amazing grandson
Senior Operations Officer for Texas Heritage Bank 10 years
Settled in Bergheim 1985
Nanda Carvalho Zumwalt, Relationship Manager-Assistant Vice President, has been with Frost since 2008. Nanda is originally from Brazil and is a Texas enthusiast. She attended and is grateful for her education at St. Edward’s University in Austin, Texas. She has a bachelor’s degree in Arts with a minor in Intercultural Communication. Nanda is married to a small business owner and enjoys helping small businesses to grow and prosper as she values their impact in our communities. She has an adorable cat named Nermal and enjoys gardening or more specifically repotting succulents and cactuses. She is also passionate about yoga, travelling the world, learning about cultures (language) and listening to Bossa Nova music among other genres.
Ron Zunker, a lifelong Texan, earned his bachelor’s degree from Texas A&M University in 1991. Before joining PAX Financial, Ron worked in the Engineering and Construction Management industry for over 25 years. Ron joined the Financial Services Profession in 2018 as a licensed Financial Advisor.
Outside of his career at PAX, Ron is involved in the Boerne community through service organizations including his local church, Rotary Club and the Chamber of Commerce. He also balances his professional life with family time, including his wife, their five children and two dogs in Boerne, TX.
Law Enforcment Liaisons
Lt. Christopher Walk
Lt. Kevin Reser